Life Stages – L.S. Smith and Associates

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How to Catch Up on Your RRSP Contributions

June 30, 2026

Unused RRSP contribution room does not disappear, it carries forward every year. If you have fallen behind on contributions, you may have more room than you realize. Here is how RRSP catch-up contributions work and how to use them to reduce your tax bill

What Is Participating Whole Life Insurance?

June 1, 2026

Participating whole life insurance is a permanent policy that does more than protect your family — it builds cash value and pays dividends over time. Learn how it works, who it's for, and how it compares to other types of life insurance.

What Is Life Insurance and How Does It Work?

May 4, 2026

Life insurance doesn’t have to be confusing. Learn how it works, the difference between term and permanent coverage, and how to decide how much protection your family may need.

Tax Lines to Look Out For on Your 2025 Canadian Tax Return

April 1, 2026

The 2025 tax year brings a lower federal tax rate, higher contribution limits, and several eliminated credits. From the new Canada Disability Benefit to changes in CPP2 and capital gains rules, here are the key lines to watch when filing your 2025 Canadian tax return.

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Latest News

How to Catch Up on Your RRSP ContributionsJune 30, 2026 - 3:01 pm
What Is Participating Whole Life Insurance?June 1, 2026 - 12:24 pm
What Is Life Insurance and How Does It Work?May 4, 2026 - 10:17 am

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Latest News

How to Catch Up on Your RRSP Contributions

What Is Participating Whole Life Insurance?

What Is Life Insurance and How Does It Work?

Tax Lines to Look Out For on Your 2025 Canadian Tax Return

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