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LS Smith & Associates2026-09-02 13:40:012026-09-02 13:40:10Health Spending Accounts and Wellness Spending AccountsLatest News
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LS Smith & Associates
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LS Smith & Associates2026-09-02 13:40:012026-09-02 13:40:10Health Spending Accounts and Wellness Spending Accounts
5 Emerging Trends in Group Benefits Every Employer Should Know
Employee expectations around group benefits are evolving quickly. From flexible health spending to mental health support and non-traditional perks like fertility coverage, discover five trends employers need to know to stay competitive.

How to Catch Up on Your RRSP Contributions
Unused RRSP contribution room does not disappear, it carries forward every year. If you have fallen behind on contributions, you may have more room than you realize. Here is how RRSP catch-up contributions work and how to use them to reduce your tax bill

What Is Participating Whole Life Insurance?
Participating whole life insurance is a permanent policy that does more than protect your family — it builds cash value and pays dividends over time. Learn how it works, who it's for, and how it compares to other types of life insurance.
Learn how we can help you achieve your financial goals
Get in Touch
L.S. Smith & Associates
Shayne Smith
Insurance and Financial Advisor
Tel: (204) 489-1022
Toll Free: 1-877-489-1022
Email: Shayne@LSSmith.ca
7-549 Regent Avenue West
Winnipeg, MB
R2C 1R9
Latest News
Health Spending Accounts and Wellness Spending AccountsSeptember 2, 2026 - 1:40 pm
5 Emerging Trends in Group Benefits Every Employer Should KnowAugust 7, 2026 - 11:50 pm
How to Catch Up on Your RRSP ContributionsJune 30, 2026 - 3:01 pm
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About
I believe that financial planning is about more than just a piece of good advice or investment returns. It’s all about providing the guidance that people can trust on.




