Business – L.S. Smith and Associates

First Home Savings Account (FHSA): What You Need to Know

June 14, 2025

Are you looking to buy your first home in Canada? The First Home Savings Account (FHSA) could help make it happen. This savings plan allows first-time home buyers to save up to $40,000 tax-free, with contributions being tax-deductible. In this article and infographic, we cover everything you need to know about FHSA, including eligibility requirements, contributions and deductions, qualifying investments, withdrawals, and transfers.

Emotions and Investing

June 2, 2025

Investor emotions often rise and fall with the market. This post outlines the emotional cycle many investors experience and offers practical ways to manage reactions, avoid costly mistakes, and stick to a long-term investment strategy. A helpful read for anyone feeling unsure in today’s markets.

Personal Life Insurance Planning

June 2, 2025

Wondering which type of life insurance is right for you? This article breaks down what each option covers, how it works, and what it’s commonly used for—so you can feel confident protecting your family’s future.

Insurance Planning

April 30, 2025

Insurance is often thought of as an optional extra in the area of personal and business finance – a “nice to have” which can offer protection if things go wrong but certainly not as an important asset in its own right. However, it’s true to say that intelligent insurance planning is a strategy which can protect the vital asset of your ability to earn an income – perhaps the most important asset that you have.

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First Home Savings Account (FHSA): What You Need to Know

Emotions and Investing

Personal Life Insurance Planning

Insurance Planning

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